Last Updated: January 1, 2026
Welcome to ABKC Sangam (“we,” “our,” “us”). These Terms of Service (“Terms”) govern your access to and use of https://abkcs.oikyoni.com and any websites or services operated by ABKC Sangam (the “Website”).
By accessing, creating an account, or making a purchase on the Website, you expressly agree to be bound by these Terms, our Privacy Policy, and Cookie Policy. If you do not agree, please do not use the Website.
You must be at least 18 years old to use the Website. By using the Website, you represent and warrant that you meet this requirement.
Provide accurate and current information
Maintain the confidentiality of your login credentials
Notify us immediately of unauthorized account use
You are responsible for all activity that occurs under your account.
You agree to engage respectfully and lawfully within our community.
No harmful, abusive, discriminatory, or illegal content
No impersonation or misrepresentation
No disruption of community operations
We may moderate or remove content and suspend accounts that violate these Terms or our Community Guidelines.
You retain ownership of content you submit. By submitting content, you grant ABKC Sangam a non-exclusive, royalty-free, worldwide license to use, display, reproduce, distribute, moderate, and promote your content solely for operating, improving, and safeguarding the community.
You are solely responsible for the content you share.
Paid services, memberships, donations, and event registrations may be offered through the Website.
Payments are processed by third-party providers
We do not store full payment details
Prices and availability may change at any time
Subscriptions and memberships may renew automatically unless canceled prior to the end of the billing period.
Billing may be monthly, annual, or recurring
Renewals occur at the then-current rate
Cancellation stops future charges but does not refund unused time
All payments are non-refundable except where required by law.
Your use of the Website is subject to our Privacy Policy, and Cookie Policy which explain how personal data and cookies are handled.
Unlawful or fraudulent activity
Unauthorized system access
Distribution of malware or spam
Interference with Website security or functionality
All Website content, branding, and design elements (excluding user content) are owned by ABKC Sangam and protected by intellectual property laws.
We may suspend or terminate access with or without notice, where permitted by law, to protect the Website or enforce these Terms.
The Website is provided “as is” and “as available” without warranties of any kind.
To the fullest extent permitted by law, ABKC Sangam shall not be liable for indirect, incidental, or consequential damages.
You agree to indemnify and hold harmless ABKC Sangam from claims arising out of your use of the Website or violation of these Terms.
We are not liable for failures or delays caused by events beyond our reasonable control.
Any dispute shall be resolved through binding arbitration on an individual basis. You waive the right to participate in class actions.
These Terms are governed by the laws of the State of Delaware, United States.
If you access the Website from outside the United States, you consent to the transfer and processing of data in the U.S.
We may update these Terms at any time. Continued use of the Website constitutes acceptance of the updated Terms.
