Last Updated: January 1, 2026
This Refund & Cancellation Policy applies to all purchases made through https://abkcs.oikyoni.com ("we," "our," "us"), including event registrations, memberships, subscriptions, and other paid community services.
We are a community‑first organization and strive to be fair and transparent. While most purchases are non‑refundable, we encourage members to reach out if an unexpected issue arises.
All payments made on our website are non‑refundable, except where required by applicable law. Due to the nature of our services—including digital access, community resources, and event planning—we are unable to offer refunds once a transaction has been completed.
Payments are processed securely through third‑party providers such as Stripe or PayPal. We do not store full payment card or banking details.
Event registrations are non‑refundable and non‑transferable unless explicitly stated otherwise.
If we cancel, reschedule, or significantly modify an event (such as a major date, format, or speaker change), we may offer access to a rescheduled event, a digital alternative, or a credit at our discretion. Refunds are not guaranteed unless required by law.
Memberships provide access to community features, resources, and support. Membership fees are non‑refundable once access is granted.
Canceling a membership prevents future charges but does not entitle you to a refund for the current billing period. Benefits remain active until the end of that period.
Subscriptions apply to website features or services and may renew automatically unless canceled prior to the renewal date.
Canceling a subscription stops future billing. No refunds are provided for unused or partially used periods.
We understand rare situations may occur. Refund requests may be reviewed on a case‑by‑case basis at our sole discretion, including scenarios such as duplicate charges or technical errors directly attributable to our systems.
Any exception granted does not establish a precedent or ongoing obligation.
We encourage users to contact us before initiating a chargeback. Chargebacks may result in temporary suspension or termination of account access during dispute resolution.
This policy does not override consumer rights provided under applicable local laws. Where refunds are legally required, we will comply accordingly. Additional details about data handling and platform usage are outlined in our Privacy Policy and Terms of Service.”
We may update this policy from time to time. Changes will be posted on this page with an updated revision date. Continued use of paid services constitutes acceptance of the revised policy.
